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Believing in Home

Kevin J. Nowak & D.J. Valentine speak with Michelle Jarboe about the issue of housing.
Kevin J. Nowak & D.J. Valentine speak with Michelle Jarboe about the issue of housing.

When a family moves into an affordable home, it has the potential to transform lives. Having the opportunity to invest in a permanent address means improvements to children’s health, increased job opportunities, and the power to revitalize struggling neighborhoods. Yet, homeownership is inaccessible for many families. Historic policies like redlining are at the root of the wealth gap found in communities of color—leading to common barriers today like expensive down payments and difficulty securing low-interest loans. This opened the door to predatory lenders and housing scams to prey on low-to-moderate income buyers. Now, with the recent surge in housing prices, homeownership is further out of reach.

Listen in on a panel conversation moderated by Michelle Jarboe of Crain’s Cleveland, featuring panelists Kevin J. Nowak at CHN Housing Partners and D.J. Valentine at Huntington Bank as they discuss homeownership, and ways it can be used to build and achieve equity in our neighborhoods.

Kevin J. Nowak
Executive Director, CHN Housing Partners

D.J. Valentine
Vice President, State CRA Mortgage Sales Manager, The Huntington National Bank

Michelle Jarboe
Enterprise Reporter, Crain's Cleveland Business

Natalia Garcia is a digital producer for the education team at Ideastream Public Media.