Insurers Ramp Up For Year Two Of the Affordable Care Act

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Scott Streator with Dayton-based CareSource, an insurance provider, said the first year has been a windfall.

"Our enrollment doubled our projections. We expected 15,000 and we enrolled 30,000," Streator said.

CareSource is expanding in downtown Dayton and Cleveland, and moving into Kentucky and Indiana.

Five more insurers will enter the Ohio marketplace this year -- just one is dropping out.

During the first open enrollment, 150,000 Ohioans got on the private plans offered through healthcare.gov, and the vast majority got some government assistance.

But there are still a lot of folks who don’t know they could get those subsidies. Trey Daly, with Enroll America Ohio, said that’s the organization’s big task for the coming open enrollment.

"There was and continues to be a high amount of misinformation or lack of accurate information about the options available through the health insurance marketplace," Daly said.

In a nutshell, anyone making under 138 percent of the federal poverty level, or about 16,000 for an individual, can apply for Medicaid.

Anyone making one to four times the federal poverty level, up to about 46,000 for an individual can get some assistance through healthcare.gov.

Open enrollment starts again Nov. 15.

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