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Closing the Loophole on Payday Lending

Last November, Ohioans overwhelmingly voted to do away with the practice known as payday lending -- charging sky high interest rates on short term loans. Faced with an interest rate cap of 28%, many payday lenders argued that they would be forced out of business. But so far that hasn't totally happened thanks to a loophole in state law. Ohio Attorney General Richard Cordray spoke with ideastream®'s Eric Wellman. He asked Mr. Cordray to explain how the loophole works.

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