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Tales from the Trenches

Visit Tales from the Trenches, the national blog for Facing the Mortgage Crisis.

Facing the Mortgage Crisis
Corporation for Public BroadcastingFacing the Mortgage Crisis is part of CPB’s Public Service Media Economic Response Initiative.

Events and Activities

ESOP Partners with Area Suburbs to Help Homeowners

CSU Land Bank Forum

ESOP 2009 Gala Celebration Dinner

The 19th Annual Fair Lending Conference

HouseMender University: Free Advice from Experts

Learn how to choose energy-efficient heating and cooling systems, appliances, doors and windows, and how you can qualify for the new energy tax credits. Michael Higgins, Ohio Department of Development is the featured speaker. HouseMender University sessions are open to residents of any community and they are free.

Maxed Out: Hard Times, Easy Credit, and the Era of Predatory Lending

Learn the true definition of “preferred customer.” How you can avoid getting a raw deal from credit card companies and other predatory lenders and how you can beat the system and pay off your bills. Popcorn and door prizes! In participation with Americans for Fairness in Lending.

Questions and Answers about Foreclosure

Questions and Answers about Foreclosure is for all homeowners. Foreclosure affects the entire community. This presentation will give you a better understanding of the foreclosure process and strategies for prevention. Speakers will be David Rothstein, Policy Matters, Ohio and Kimberly Dominique, HRRC Foreclsoure Intervention Counselor. For more information call 216.381.6100.

September is “Save Our Homes Month”

The Cuyahoga County Court of Common Pleas has begun a month-long campaign and is hosting many events to get the word out about foreclosure mediation, and resources available.

9.3 - Maple Hts. Community Outreach, Maple Hts Library, 6;30-8:30pm
9.6 - Salute to Orange, Orange Days
9.7 - 11th District Caucus Parade and Picnic
9.8, 9.10 and 9.23 - Brown Bag Lunch Presentations for Cuyahoga Cty Employees
9.9 - A First Suburbs Presentation
9.12 - Lakewood Community Festival
9.15 - Panel at Northern Ohio Creditors Assoc.
9.19 - Bank of America Workout Day
9.21 - Lakewood Community Outreach - Lakewood Public Library, 7-8pm
9.22 - Brown Bag Lunch Presentation - Metrohealth Medical Old Brooklyn Campus
9.25 - Training with financial agencies for Pre-Mediation Conference
9.26 - Salvation Army Hough 40th Anniversary
9.27 - Garfield Hts Community Outreach - Garfield Hts Civic Center, 9am - 4pm
9.30 - Brown Bag Lunch Presentation - University Hospital

For more information and details contact: Court Foreclosure Mediation Events

ESOP Scheduling East Side Appointments-South Euclid City Hall

ESOP Mortgage Help Walk In Event

Save Our Homes Summit

Location: Ohio Department of Transportation, 1980 West Broad St. (US 40), Columbus, OH 43223, Breakfast and Lunch available on site. RSVP by July 15, 2009, call 614-644-3485 or email

Reweaving the Neighborhood Fabric at MOCA Cleveland

Agenda: 5:30-6:30pm Tour the new MOCA exhibit, There Goes the Neighborhood; 6:30-8:00pm A public, open-mic discussion of ideas about revitalizing Cleveland’s communities. There Goes the Neighborhood explores the evolution of communities here and abroad...The work on view examines places amid groth or decline, sites that hover shomewhere between construction, deterioration, and renewal. This program is part of the Building our Future Beyond Foreclosure series and is presented in collaboration with the Cleveland Neighborhood Development Coalition.
http://www.cndc2.org/

4-Day Foreclosure Prevention Fair

Are you or a neighbor having problems paying your mortgage? Do you own and live in the home? If you answered yes to both of these questions, you may be eligible to have your loan restructured. Over 41,000 homes have been foreclosed in Ohio this year. Over 87,000 more Ohio homes are projected to be lost in 2009. You can save your home! This foreclosure prevention fair will bring together skilled attorneys, HUD approved mortgage lenders, and loan servicers to advise you on restructuring your loan. This foreclosure prevention fair is being held in collaboration with the Neighborhood Assistance Corporation of America (NACA). NACA saved 30,000 American homes last year. Register in advance to avoid long lines. Visit www.naca.com or call (888) 499-NACA (6222).

Neighborhood Assistance Corporate of America Workshops

Neighborhood Assistance Corporation of America Workshops

Neighborhood Assistance Corporation of America Workshops

Foreclosure Crisis in Ohio - Tour of the Slavic Village, Panel Discussion and Q & A session

The roundtable discussion will include: Raymond L. Pianka, Cleveland Housing Judge, Jan Hawkins, Statewide Foreclosure Prevention Coordinator ESOP
Anthony Brancatelli, Cleveland City Councilman, Ward 12. For more information, please contact the Polish-American Cultural Center.  In addition to local residents and homeowners who are interested, this meeting will also host a number of Japanese journalists who will be visiting to learn more about foreclosures. 

ESOP homeowner appointments at Salvation Army in Stark County

The next appointments will take place Wednesday, June 24 between 9am and 4pm at Salvation Army 143 1st Street, SE Massillon, Ohio 44646. If you are a homeowner in need of free services or know of someone else who does and would like an appointment with ESOP at this location, please contact Celeste at the Salvation Army at (330) 833-6473 to set up an appointment. For more information on ESOP’s services, or to schedule an appointment at any other time at ESOP’s main office on Navare Road in Massillon, please call Lauri or Regina at ESOP at (330) 775-1035.

Lakewood To Host Homeowner Financial Education Forum

The Lakewood Division of Community Development will host a Financial Education Forum on Thursday, June 25, 2009 from 6:30 PM to 8:30 PM at Harrison Elementary School, 2080 Quail Avenue. This forum will provide resources to assist Lakewood homeowners with questions about their homes or rental properties. Topics to be covered include Property Valuation, Rehabbing Property, City and County Programs, Rental Resources and Home Repairs.

Representatives from Charter One Bank, the Cuyahoga County Auditors Office, City of Lakewood Division of Community Development, Cleveland Tenants Organization, First Federal of Lakewood, Mediation Center and the County Foreclosure Prevention Program will be on-hand to provide information and answer questions.

For more information, contact Mary Leigh, Program Manager for the Division of Community Development, at (216) 529-4663.

Building our Future Beyond Foreclosure: Reweaving the Neighborhood Fabric

Wednesday, July 22, 2009
5:30pm - 8:00pm
Please note, this program will take place at:
MOCA Cleveland
8501 Carnegie Avenue
Cleveland, OH 44106

5:30 - 6:30 pm:  Tour the new MOCA exhibit, There Goes the Neighborhood
6:30-8:00 pm:  A public, open-mic discussion of ideas about revitalizing Cleveland’s communities

There Goes the Neighborhood explores the evolution of communities here and abroad.  The exhibition focuses on how architecture and landscape embody a neighborhood’s past, present, and potential future.  The work on view examines places amid growth or decline, sites that hover somewhere between construction, deterioration, and renewal.  The artists reveal how physical sites symbolize the human experience of change, whether simple or complex, invited or forced.  Linking actual and anticipated shifts in communities across the globe, There Goes the Neighborhood emphasizes the evolving structures and compositions of neighborhoods in the twenty-first century.

This program is part of Building our Future Beyond Foreclosure.  This program is also in collaboration with the Cleveland Neighborhood Development Coalition.

Free and open to the public
For more information about the exhibit please visit the MOCA website.

CSU Building our Future Beyond Foreclosure Forums

The Maxine Goodman Levin College of Urban Affairs will be hosting a series of forums to inform the public regarding mortgage, foreclosure and general financial information in our region. For more information and upcoming schedule visit their website or call (216) 523-7330.

Cuyahoga County Public Library

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United Way 211

Call 2-1-1 for help

United Way's 211/First Call For Help is a free and confidential information service ready to direct you to the health and human services you need in Cuyahoga, Geauga and Medina Counties.

Just dial 2-1-1. Professional staff are available to help you 24 hours a day, every day.

More resources

Save the Dream

The American dream of home ownership is disappearing during these times of crisis. In Ohio, rising unemployment, loss of business, and a bleak economic outlook also threaten that dream.

Help is available. Save the Dream provides information and highlights programs that Ohioians can use to help save the dream of owning a home.

More resources

Funding for the coverage of economy and jobs topics comes from The Cleveland Foundation; Eaton Corporation Charitable Foundation; The George Gund Foundation; The George W. Codrington Charitable Foundation; The Kelvin and Eleanor Smith Foundation; The Nord Family Foundation; NACCO Industries, Inc.; and Parker Hannifin Foundation




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